First, scarcity is an illusion fed by fear. There’s enough opportunity and subsequently money to go around for everyone. Say it with me “I lack nothing”. You lack nothing. When I look at the most successful people in my life, they treat money like water - giving freely and from a good heart. They also understand that their abundance can come from anywhere (not just a single job’s salary). This has been proven true for me throughout my entire life - from often finding money on the ground as a kid, babysitting, making charcuterie boards, selling on etsy, to being given gifts and making money from IG etc. Abundance isn’t solely defined by money but for this article and discussion that will be the focus.
Hear me out. It makes a lot of sense. Money is water and meant to flow. Use this to transform your relationship with money. Whenever I felt lack in my life, I donate or give to someone and whenever I felt down, I always try to find a way to make someone else’s day - cultivate this for an abundance mindset. By understanding the fluid nature of wealth, we can learn to navigate financial streams with greater ease, allowing prosperity to flow freely into our lives.
Below, I’ll outline terms that support how we actually talk about money as water in society. How they relate and how embracing this water-like quality of money can open up new channels for personal and financial growth.
I started my career in the financial services sector specifically working at hedge funds and a broker dealer in Connecticut and New York City respectively. The roles I held across the industry were risk & compliance, operations, client relations, marketing, product, and change management. Looking back I didn’t understand that all along, we were talking about money the same way we talked about water. I myself became aware of this concept in my solopreneur women’s bible study - someone brought it up as we talked about building God-focused businesses and I had to dig deeper.
Common Terms and Phrases in financial services
Cash Flow:
This term describes the movement of money in and out of a business or individual’s finances, akin to how water flows through a system.
Liquid Assets:
Refers to assets that can be quickly converted into cash, similar to how liquid water can easily flow and adapt to its container.
Frozen Assets:
This term describes funds that are not accessible, much like water that is frozen and cannot flow.
Flood the Market:
A phrase used when there is an oversupply of goods or services, similar to an overflow of water.
Laundered Money:
Refers to money that has been processed to appear legitimate, analogous to purifying water/washed.
Slush Fund:
A reserve of money that can be used for various purposes, often informal, reminiscent of a pool of water that can be drawn from as needed.
Take a Bath:
A colloquial expression meaning to suffer a significant financial loss, akin to being submerged in water.
Underwater Pricing:
This term is used when the value of an asset falls below the amount owed on it, suggesting a state of being submerged or trapped.
Pump Money In:
This phrase indicates injecting capital into a business or economy, similar to pumping water into a reservoir.
Trickle Down Effect/Economics:
A theory that suggests benefits provided to the wealthy will eventually "trickle down" to the rest of the population, akin to water flowing down a slope.
Cash reserve:
like a water reservoir, storing financial resources for times of need or opportunity, just as a reservoir holds water for dry spells or high demand.
River banks:
contain and direct water currents, shaping the path of rivers and preventing floods, banks channel and manage the flow of money through the economy, facilitating transactions and safeguarding financial assets. the historical role of rivers in commerce, for the movement of goods, mirrors modern banks
Income streams: Multiple sources of income are often referred to as streams, similar to how multiple water sources can feed into a larger body of water.
Additional Insights
Currency and Currents
The term "currency" itself originates from the Latin word "currens," meaning "to run," reflecting the historical movement of goods along trade routes, where money served as a flowing medium of exchange, much like the current of a river
Fluidity and Movement:
Just as water flows and changes shape, money is dynamic, constantly moving through transactions and investments. This fluidity can represent both opportunities and risks in financial management.
Growth and Nurturing: Money, like water, is essential for growth—whether in agriculture or economic development. It facilitates the nurturing of projects and investments, similar to how water sustains life.
Barriers and Regulation: Just as water can be obstructed by dams or barriers, financial systems are influenced by regulations and governmental policies. This metaphor underscores the importance of understanding the rules that govern financial flows.
and if you’re still not convinced - have you heard any of the below phrases used in everyday life?
"A rising tide lifts all boats": An economic phrase suggesting that improvements in the general economy will benefit all participants.
"Swimming in dough": A colloquial expression meaning to have an abundance of money, likening wealth to being immersed in water
"Drowning in debt": This metaphor compares being overwhelmed by financial obligations to being submerged in water
"Spend money like water": This phrase describes someone who spends money freely and excessively, without much thought or concern
These metaphors serve to illustrate the complexities of finance and the importance of understanding how money operates within economic systems. This concept of water actually extends beyond finances, our bodies are over 50% water. If we think about it, even the majority of the wealthiest towns/cities in the Unites States are on the coasts.
“Everything we do in commerce is based on water. That being the case, is based on shipping. Phrases like don’t rock the boat and come aboard on citizenship, sportsmanship, friendship, dealership and all the different words that end in ship.”
Jordan Maxwell’s, The secret life of symbols.
Moral of the story. Don’t be a dam and stop your own flow. What goes around comes around.
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With Love,
Sasha Mack